Dip Fin Servs (Finance/Mortgage Broking), BComm, JP
“The service offered by adviser Karen Forbes truly exceeded our expectations.”
Whether you are entering the property market for the first time, contemplating further investment, or just searching for a better financial deal, finding the right mortgage for your circumstances can be a minefield.
As a specialist mortgage broker and adviser, I can help you to source the most appropriate mortgage option for your circumstances. Based on Sydney’s Northern Beaches I am happy to travel throughout the Sydney metro area to meet with a client who has been referred to me.
Making your life easier
As well as being a mortgage broker and adviser, I have previous experience in taxation, accounting and financial management and can provide assistance with cash flow planning, affordability and tax effective loan structuring. This mix of skills, experience and understanding make my assistance as important to your financial well-being as your accountant or financial planner.
Not only do I guide you in your loan choice to suit your unique circumstances, I go one step further and take on all the work of dealing with the lender on your behalf. This means your deal is done with minimal pain, letting you relax and go about your normal life.
My 5 Stage Process
What you can expect from your adviser
- Needs analysis
- Your options in detail
- Going the extra mile
- With me the application process is easy & seamless
- Long term relationship
I will also ascertain whether any changes may occur in your future financial position that may impact on your ability to continue to meet your loan repayments.
Your risk insurance will also be reviewed at this point and options can be discussed.
After this is completed you will be presented with a Statement of Mortgage Advice summarising our discussions.
On top of the normal services you would expect I am able to provide:
• general property advice
• information sourced from RPData and other sources
• Personal credit reports and
• assistance to complete your First Home Owners Grant application
These services are COMPLIMENTARY.
I communicate with real estate agents and legal representatives on your behalf to ensure a smooth process, and I will stay focused on your deal after finance is approved, seeing it through to a successful conclusion.
As part of the continuing service I will review your situation from time to time to make sure your loan continues to be appropriate for you should your needs change.